Trades Insurance | Aon Insurance Brokers and Risk Managers

About us

HIA Insurance Services (HIAIS) was formed in 1984 as a joint venture between the Housing Industry Association (HIA), the largest national industry association representing the residential construction industry in Australia and Aon, a leading global professional services firm providing a broad range of risk, retirement and health solutions. This joint venture provides HIAIS with the unique opportunity to leverage the buying power, insurance, governance and risk capability of Aon as well as accessing the HIA and utilising their deep knowledge of the housing industry.

Trades Pack has been specifically designed for Tradies and offers the ultimate Public and Product Liability protection with tool cover as an optional extra.

Get an online quote in under 1 minute.

Don’t risk it. Going uninsured can risk your personal assets and your business. If you are a Tradie or Subcontractor ensure you get Trades Pack insurance and have peace of mind and security to keep doing what you do best.

Trades Pack provides protection for you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage to property, during the course of your work (Public Liability) or after your work has completed (Product Liability).

  • Save - Your insurance needs competitively priced in one pack.
  • Easy - Get a quote online or over the phone and get covered in minutes.
  • Fast – Minimal paperwork.
  • Flexible - Choose a level of cover to suit you - $5 million, $10 million or $20 million.
  • Tailored - Insurance specifically designed to suit your profession.
  • Managed Claims - As your broker we will manage and negotiate your claim with the insurer on your behalf.
  • Optional - Tools of trade cover.

Trades Pack covers you for:

  • Protection in case a third party is injured during the course of your work or by your finished product
  • Protection for damage caused to third party property

Don’t forget your tools, equipment and machinery!
Your tools, equipment and machinery are critical in performing your job on a daily basis. Trades Pack insurance offers you optional cover for the value you would like to protect your tools, electrical equipment (including mobile and tablets) and machinery.
Tool Cover protects you for:

  • Cover anywhere in Australia
  • Lost, destroyed or damaged tools while contained in your vehicle.
  • Loss or damage to tools contained in any full enclosed building including your home, locked shed or garage, work or building site.

Events we cover:

  • Fire, flood, malicious and accidental damage.
  • Forcible entry and theft when the building and worksite is unattended.
  • Theft onsite during work hours provided reasonable precautions to prevent theft have been taken.
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