Builders Insurance | Aon Insurance Brokers and Risk Managers

About us

HIA Insurance Services (HIAIS) was formed in 1984 as a joint venture between the Housing Industry Association (HIA), the largest national industry association representing the residential construction industry in Australia and Aon, a leading global professional services firm providing a broad range of risk, retirement and health solutions. This joint venture provides HIAIS with the unique opportunity to leverage the buying power, insurance, governance and risk capability of Aon as well as accessing the HIA and utilising their deep knowledge of the housing industry.

Learn more about our insurance products to help protect the items you value most.

Commercial Motor Vehicle Insurance
We offer several different policies available to cover your Commercial motor vehicle, these include:

  • Full comprehensive insurance – insures you against loss of or damage to your vehicles due to a collision and other accidental damage, theft, fire and also includes indemnity for any legal liability for third party property damage.
  • Third party property damage cover – only provides protection for any damage to third party vehicles or other property for which you are held responsible.
  • Third party property damage fire & theft – provides third party liability cover and protection for your vehicle in the event it is damaged by fire or stolen.

Construction Works & Public Liability Insurance
There are two areas of cover within this policy:

  1. Damage to the works including: Broad “accidental damage” cover for insured works including fire, theft, water damage, flood, malicious damage, storm and cyclone subsidence, landslip and earthquake.
  2. Public and/or Product Liability – provides cover for third party property damage or injury as a result of the insured’s negligence.

Display Home Insurance
Provides comprehensive cover for the building and contents of your Display home/s.

Fire & Perils or Industrial Special Risks Insurance
Covers your business assets from unforeseen events such as fire or explosion, accidental breakage of glass, burglary, loss, damage or fraudulent embezzlement of money.

General Property & Tools Of Trade Insurance
The policy provides cover against loss, destruction or damage to general property and tools of trade, caused by any of the following events; accidental damage, burglary, fire and lightening, flood or malicious damage.

Home Warranty Insurance
HIAIS specialises in delivering high quality warranty services including; 24 – 48hr^ certificate delivery, gaining eligibility, limit increases, performing reviews and advocacy.

Income Protection
Cover for you and your family should sickness or injury temporarily stop you from working.

Management Liability Insurance
Provides a comprehensive cover combining the many risks that threaten businesses and expose the bottom line.

Professional Indemnity Insurance
Helps protect your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.

Public & Products Liability Insurance
Helps provide protection for legal liability to pay compensation (including legal expenses) to third parties in the event of the insured and any of your employees causing injury, death or loss of or damage to property arising out of your business operations, activities or products.

Trades Pack Insurance
Provides protection for you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage to property, during the course of your work (Public Liability) or after your work has completed (Product Liability). Tools of trade cover is available as an optional extra.

Workers Compensation Insurance
We can help your organisation ensure the safety and health of your employees and minimise your workers’ compensation costs. (only available in WA, SA, ACT, TAS & NT).

^ Provided you have an approved profile with the insurer, and subject to peak periods.

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